Travel Insurance for Motorcycle Holidays

Travel Info

If travelling on a motorcycle holiday and you do not have a bike licence you MUST check and see if you are covered for your holiday in the event of an accident..

I have rung around many many insurance providers, none of whom I spoke to offer cover for people without a bike licence!!

Please read the information below, as it is the closest I have found to offer any sort of cover.

Please make sure if you are travelling with any company and this applies to you, call your holiday insurance provider and make sure you are covered!!

Navigator Travel Insurance Services Ltd

Our Motorcycle Silver or Motorcycle Gold policies will cover off-road leisure motorcycling as standard, and they will cover competitive riding, such as Motocross, at a supplement.

The wording on the policy document states that any insured must hold "appropriate qualifications" to be riding a similar sized machine in the UK or the Channel Islands. Many policies require the rider to hold an "appropriate licence" but these off-roading policies acknowledge that no licence is required to ride off-road in the UK.

In the event of a claim for an accident, the insurer would be looking for evidence that an unlicensed insured has experience in riding a similar sized bike in the UK. The evidence can take many forms and though it would be easier if it was documentary evidence, such as race card or race licence etc, if they are able to show their experience convincingly by other means, such as a website or Facebook page, photographs etc, that should suffice, as long as it shows that they have some experience.

A licensed rider would not need to supply any such evidence, as the fact that they are licensed to ride a bike of the same cc in the UK would be sufficient.

Navigator Travel Insurance Services Ltd
Tel : 0161 973 6435
Website : www.navigatortravelinsurance.co.uk

Tags: Travel InsuranceMotorcycleBike HireOff-RoadTrail-RidingRila MountainsBike ShippingHolidays
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